Placer Subaru Finance Center

Let the Professionals at Placer Subaru Help You Finance or Lease a Car in the Helena Valley

Interested in driving a brand-new Subaru Outback? Or maybe you've got your eye on a used Ascent? If you're like most people in Helena, MT, you'll need a car loan or a lease to acquire either one of these vehicles. Luckily, Placer Subaru has an on-site financing team that can help you buy or lease the car of your dreams. Knowing some of the available options in advance can make the whole process smoother and easier for Montana City drivers.

Why Should You Finance a Car at Placer Subaru?

Financing is the route most people use to purchase a new or used car because credit score requirements are typically lower for a loan and the process is more familiar to shoppers. Not only that, but subprime borrowers will usually find more financing options than lease opportunities. With a car loan, you own a little more of the vehicle with each car payment. Eventually, you'll have the car paid off and will no longer make any payments. People in Townsend will like that there are no mileage restrictions when they finance a car. They can also customize the financed vehicle as much as they like. There are no wear and tear fees, and you can trade in or re-sell the car on your own schedule. You'll pay lower insurance rates on a financed vehicle than you will a leased car. You can also pass the vehicle on to another family member someday if you choose.

Benefits of Leasing a Vehicle from Placer Subaru

Leasing is a popular method to acquire a car when you are low on spending cash. Leases generally have a lower down payment and less sales tax. You'll make lower monthly payments on a lease because you're only paying for the time you drive the vehicle, instead of its full cost. Most leases run from two to four years, so you can more easily switch to a newer car with the latest tech features. There are no depreciation concerns with a lease. You can simply return the leased vehicle, re-lease it, or lease a different vehicle. You can even choose to purchase your leased vehicle for the residual price. Helena Valley drivers will appreciate that repair expenses are less with a lease because the car is covered by its factory warranty for the entire lease term.

We Work with All Kinds of Credit Situations

If you're concerned about your credit rating, relax. Placer Subaru works with all types of situations, whether you have good credit, poor credit, or you're a first-time buyer. We have strong relationships with lenders in the Helena, MT area, so we're certain to find a car loan company that suits your needs. We'll crunch the numbers and extend the term if necessary. Our skilled financial specialists will tailor a plan to fit your budget and lifestyle, so you won't get underwater with a deal you can't afford.

Contact Placer Subaru to Apply for a Car Loan or a Lease Plan

The team at Placer Subaru wants you to be just as satisfied with your payment plan as you are with the new or used vehicle you drive. Learn the differences between financing and leasing, then contact us online to apply for credit in advance. That way, when you visit us in person, we'll have an array of leasing or financing alternatives awaiting you. We look forward to hearing from you soon.

  1. Placer Subaru

    1515 Euclid Ave
    Helena, MT 59601

    • Sales: 406-442-2603
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Get in Touch

  • Contact our Sales Department at: 406-442-2603
  • Monday8:00am - 06:00pm
  • Tuesday8:00am - 06:00pm
  • Wednesday8:00am - 06:00pm
  • Thursday8:00am - 06:00pm
  • Friday8:00am - 06:00pm
  • Saturday9:00am - 04:00pm
  • SundayClosed